Medicare – Here’s the simple part: Every American over 65 is eligible for Medicare.  Some are eligible earlier based on their disability. But the choices can be confusing.  We understand all the different options.

Group Health Insurance  – Health plan options offered by an employer that provides health coverage to employees and their families.  Additional options exist for group life insurance and supplemental benefits.

Cancer & Critical Illness – Modern medicine may now save you from once-deadly diseases such as cancer, heart attacks, and strokes, but treatment and other expenses can add up quickly.  We can get you additional coverage for such situations.

Long-Term Care Insurance  – Insurance that helps pay for the costs associated with long-term care.  Long-term care is generally not covered by health insurance, Medicare, Medicaid, or employer-based coverage.

 

Individual & Family Health Insurance  – Everyone needs health insurance.  But should you go through the Marketplace or direct with the insurance company?  Do you qualify for a subsidy? Let us help.

Life Insurance – We don’t just do health insurance.         Whether it is term life or whole life, let us help you provide for your loved ones when you are gone with the right life insurance policy.

Hospital Indemnity – Your health insurance policy may leave you exposed to out-of-pocket expenses in the event of hospitalization.  These plans provide benefits to help cover deductibles, co-pays, coinsurance, and more.

Dental and Vision – Basic medical plans generally don’t provide coverage for routine expenses like new glasses or contact lenses, or getting your teeth cleaned. Inexpensive, stand-alone options are available.